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Settlement 101. Your numbers, explained.

Plain answers to the questions every route owner asks when the weekly settlement lands. No jargon, real examples, and where to find each number on your own report.

SMRP118 vs SMRP175 / SMRP165S

Why your scans look a week behind your invoice

Your settlement lists what BBU invoiced to your stores this week (SMRP118) next to what the stores scanned at the register (SMRP175 and SMRP165S). The scan reports run one week behind, so the two sets of numbers describe different weeks.

That is how the report is built, not an error. To compare invoiced against scanned, pair each settlement with the one before it.

Invoiced (SMRP118)This settlement's week
Scanned (SMRP175, SMRP165S)The week before
SMRP113 · (D) Promotion and Discount Allowances

Promo and allowance, calculated line by line

Every item has two prices: Bimbo's full price (Cust Inv Price) and what the store actually pays (Invoice Price). The gap between them is the promo. BBU gives most of that gap back to you as an allowance, minus your spread.

Allowance = Promo × (1 − your spread)

Your spread is 18% on most bread items and 20% on some sweet goods, so the split changes with the item.

One pack, the prices
Full price (Cust Inv Price)$2.55
What the store pays (Invoice Price)$1.50
Promo$1.05
Allowance, $1.05 × 0.82$0.86
The same pack, all the lines
Load charge, full price × 0.82−$2.09
Net sales, the store's price+$1.50
Promo allowance+$0.86
Your commission+$0.27

Notice where your 18% lands: on the $1.50 the store pays, not on the $2.55. Commission is your spread times the price the store pays. Without the allowance, this same pack would be a 59 cent loss.

FIND IT Section (D) of your settlement, SMRP113.

SBT shrink · SMRP113 Unit Allow

How a missing pack is valued

When product is missing at a count, BBU values each missing pack at your cost plus the commission you were credited on it. That is the store price plus the promo allowance, not the store price alone.

Example: BIM WHI HOT 8P
What the store pays$1.50
Your cost, full price × 0.82$2.09
Plus the commission credited on the pack+$0.27
Value per missing pack$2.36

That is $0.86 above the store price on every pack that goes missing, which is why a count weighs more than the shelf price suggests.

SMRP335 · Inv Bal

Your handheld count vs BBU's inventory balance

Your handheld prices every pack at what the store pays. BBU carries each pack at your cost plus the commission credited on it. Same shelf, two prices, so the totals differ even when the counts agree.

One real route, September count
Handheld total, at the store price$12,438
Plus the promo allowance on each pack+$3,291
Your count, the way BBU values it$15,729
BBU's Inv Bal at the close$15,708
Left to explain$21

Compare both sides on the same basis and a $3,270 gap almost disappears. BreadHustle does that comparison for you, store by store, and builds an item by item audit sheet showing which products came up short and which came up over.

SMRP173 · Over/Short

Over/Short is a count line, not a profit line

The Over/Short on your settlement (SMRP173) is a unit level reconciliation of your inventory, valued at cost. It answers a different question than your margin or your commission, so read it as its own number.

SMRP335 · Last quarter lines

When a count result lands on your settlement

Counted more than expected? The difference comes back to you as a credit. Counted less? The missing packs become a charge on a later settlement, on the last quarter lines.

A charge does not always arrive in one week. On one route, a $5,285 shortage covering 1,480 missing units was paid in 13 weekly installments of about $407. Knowing that up front turns a surprise into a plan.

BreadHustle is independent and not affiliated with Bimbo Bakeries USA. Examples use real numbers from actual routes. Your prices and percentages may differ.

See these numbers in your own settlement.

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